Expand Market Share and Wallet Share
Micronotes Automated Prescreen™, powered by Experian, is a comprehensive credit marketing solution that helps financial institutions expand both market and wallet share through hyper-personalized credit offers. This cloud-based platform leverages Experian’s database of 230+ million consumer credit records to identify profitable lending opportunities for both existing accountholders and prospects. Using advanced algorithms and behavioral economics, the system automatically generates FCRA-compliant firm offers that show accountholders and prospects exactly how much they could save or benefit from doing business with the financial institution. This approach generates higher conversion rates and win rates and can consistently generate net negative loan acquisition costs. With support for multiple loan types that can be run simultaneously including auto loans, HELOCs, personal loans, mortgages, and credit cards, this end-to-end prescreen marketing solution delivers personalized offers through email, direct mail, and digital banking channels while providing detailed performance tracking—all with minimal manual labor.
It’s time to prescreen smarter, not harder.
Transform your digital banking engagement with Micronotes Cross-Sell XD, an intelligent customer engagement platform that delivers 23 times the click-through rate of traditional banner ads.
By leveraging bank-held data, machine learning, and our proprietary MicroInterview® engagement technology, Cross-Sell XD creates personalized conversations with your accountholders across Fiserv® Experience Digital (XD) mobile/online banking, email, and SMS channels.
Drive Real Results
- Increase deposits and reduce leakage
- Boost e-Service adoption and usage
- Improve customer retention and Net Promoter® Scores
- Start 23 conversations for every banner click
Seamless Integration
Cross-Sell XD integrates directly with Fiserv XD platforms via an API data feed, eliminating the need for complex data file creation and transfers. Easy implementation through Fiserv XD Configure & Create means you can start engaging customers personally, at scale, faster than ever.
Ready to revolutionize your digital customer engagement? Get to know your digital accountholders and deliver the right offers at the right time with Micronotes Cross-Sell XD.