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Community Banking

Empowering Entrepreneurs: The Role of Community Banks in Small Business Growth

By Xav Harrigin Small businesses are the backbone of the American economy, driving innovation and job creation. Between 1995 and 2020, they accounted for 62% of new jobs, overshadowing larger enterprises. In 2022,...

Devon Kinkead October 6, 2023
227
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Community BankingGenZ

Digital, Sustainable, Local: Why Gen Z is Banking with Community Institutions

By Xav Harrigin Digital, Sustainable, Local: Why Gen Z is Banking with Community Institutions In today’s digital age, understanding Gen Z’s banking preferences is paramount. As the banking sector...

Devon Kinkead September 8, 2023
273
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Community BankingGenZOnline Banking

From Brick-and-Mortar to Digital: Balancing the Banking Equation

By Xav Harrigin The banking industry is undergoing a digital metamorphosis, with Generation Z (Gen Z) leading the charge. Data from Morgan Stanley Research and AlphaWise reveals a growing trend: a significant portion...

Devon Kinkead September 8, 2023
231
Remote Cheque Deposit Using Mobile Phone
DepositsPersonalization

Unlocking Deposit Retention: Micronotes’ Exceptional Deposits™ Solution

By Xav Harrigin In today’s dynamic banking ecosystem, the significance of deposit retention is paramount. As underscored by a December 2022 article from American Banker on deposit competition, the year 2023 has...

Devon Kinkead August 25, 2023
241
Happy lady using mobile phone in the cafe.
AIBig DataCustomer RetentionPersonalization

Micronotes’ Recommender Engine: A Paradigm Shift in Banking

By Xav Harrigin The dawn of the digital age, marked by the rapid proliferation of electronic devices and the omnipresent influence of the internet, has reshaped industries across the board. The banking sector, long...

Devon Kinkead August 25, 2023
248
Happy multiracial friends having fun hanging out on city street - Group of young people laughing out loud together outside - Friendship concept with guys and girls enjoying weekend
Community BankingGenZ

Trust the Trend: Why Gen Z Influencers are Banking on Community 🏦

By Xav Harrigan Alright, fam, in this #DigitalDomination era, you, the Gen Z micro-influencer, are setting the pace. Whether you’re vibing on TikTok, showcasing on Insta, or sharing thoughts on YouTube,...

Devon Kinkead August 17, 2023
178
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AIBig DataCommunity BankingPrescreen Marketing

Revolutionizing Credit Marketing for Micro-Businesses: The Role of AI, Data, and Community Banks

By Xav Harrigin and Devon Kinkead Introduction to Credit Marketing for Micro-Businesses and Its Importance Credit marketing for micro-businesses is a vital aspect of the financial ecosystem, enabling small...

Devon Kinkead August 7, 2023
240
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Recent Posts

  • Beyond “Yes” to “Use”: TransUnion vs. Micronotes on Profitable Lending Growth
  • A Micronotes Playbook for Winning Back Runaway Deposits — and Growing Beyond 2.1 Products per Customer
  • Turning Life Events into Loyalty
  • Quality Deposits in 2025: Micronotes + BAI Insights to Win the Next Round of the Deposit Wars
  • High Tech + High Touch = Home Equity Advantage in 2025
Categories
  • AI 23
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  • CRM 2
  • Customer Retention 13
  • Deposits 18
  • Digital Engagement 5
  • Gen Y 1
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  • HELOC 7
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  • Life Events 8
  • Loan Growth 12
  • Marketing Automation 15
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  • New Customer Acquisition 19
  • NEWS 1
  • NPS 1
  • Online Banking 5
  • Personalization 25
  • Prescreen Marketing 28
  • Research 1
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  • ROI 2
  • Sustainability 1
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