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Blog

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Two Rock zen pyramids of colorful pebbles on a beach on the background of the sea.
Community BankingGenZOnline Banking

From Brick-and-Mortar to Digital: Balancing the Banking Equation

By Xav Harrigin The banking industry is undergoing a digital metamorphosis, with Generation Z (Gen Z) leading the charge. Data from Morgan Stanley Research and AlphaWise reveals a growing trend: a significant portion...

Devon Kinkead September 8, 2023
244
Remote Cheque Deposit Using Mobile Phone
DepositsPersonalization

Unlocking Deposit Retention: Micronotes’ Exceptional Deposits™ Solution

By Xav Harrigin In today’s dynamic banking ecosystem, the significance of deposit retention is paramount. As underscored by a December 2022 article from American Banker on deposit competition, the year 2023 has...

Devon Kinkead August 25, 2023
250
Happy lady using mobile phone in the cafe.
AIBig DataCustomer RetentionPersonalization

Micronotes’ Recommender Engine: A Paradigm Shift in Banking

By Xav Harrigin The dawn of the digital age, marked by the rapid proliferation of electronic devices and the omnipresent influence of the internet, has reshaped industries across the board. The banking sector, long...

Devon Kinkead August 25, 2023
264
Happy multiracial friends having fun hanging out on city street - Group of young people laughing out loud together outside - Friendship concept with guys and girls enjoying weekend
Community BankingGenZ

Trust the Trend: Why Gen Z Influencers are Banking on Community 🏦

By Xav Harrigan Alright, fam, in this #DigitalDomination era, you, the Gen Z micro-influencer, are setting the pace. Whether you’re vibing on TikTok, showcasing on Insta, or sharing thoughts on YouTube,...

Devon Kinkead August 17, 2023
183
Seasonal sales background with percent discount pattern. 3D
AIBig DataCommunity BankingPrescreen Marketing

Revolutionizing Credit Marketing for Micro-Businesses: The Role of AI, Data, and Community Banks

By Xav Harrigin and Devon Kinkead Introduction to Credit Marketing for Micro-Businesses and Its Importance Credit marketing for micro-businesses is a vital aspect of the financial ecosystem, enabling small...

Devon Kinkead August 7, 2023
252
Teens in circle holding smart mobile phones - Multicultural young people using cellphones outside - Teenagers addicted to new technology concept
GenZ

Unleashing the Power of Gen Z Influencers: How Community Banks Can Harness Their Influence

By Xav Harrigin Generation Z, encompassing those born from the mid-1990s to the early 2010s, has emerged as a formidable presence in social media and marketing. Distinct from prior generations, Gen Z’s...

Devon Kinkead August 7, 2023
236
people standing around of bank ruin
AIBig DataLoan GrowthPrescreen Marketing

Prescreen Marketing for Community Financial Institutions: A New Era of Opportunity

By Xav Harrigin Introduction In the traditional financial landscape, big banks and fintech companies have long dominated credit marketing with their vast resources, sophisticated algorithms, and extensive customer...

Devon Kinkead August 3, 2023
232
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Recent Posts

  • Dynamic Work Design for Deposit Retention: Turning “Exceptional Deposits” into Lasting Relationships
  • The Compliance Imperative in Data-Driven Financial Marketing
  • From Personalization Theory to Deposit Reality: Turning Life Events Into Loyalty
  • What Standard Chartered Taught Us About Speed—and How to Apply It to Loan Growth
  • Why Branches Still Matter — Even When Everyone Says They Don’t
Categories
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  • Deposits 30
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