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Remote Cheque Deposit Using Mobile Phone
DepositsPersonalization

Unlocking Deposit Retention: Micronotes’ Exceptional Deposits™ Solution

By Xav Harrigin In today’s dynamic banking ecosystem, the significance of deposit retention is paramount. As underscored by a December 2022 article from American Banker on deposit competition, the year 2023 has...

Devon Kinkead August 25, 2023
263
Happy lady using mobile phone in the cafe.
AIBig DataCustomer RetentionPersonalization

Micronotes’ Recommender Engine: A Paradigm Shift in Banking

By Xav Harrigin The dawn of the digital age, marked by the rapid proliferation of electronic devices and the omnipresent influence of the internet, has reshaped industries across the board. The banking sector, long...

Devon Kinkead August 25, 2023
278
Happy multiracial friends having fun hanging out on city street - Group of young people laughing out loud together outside - Friendship concept with guys and girls enjoying weekend
Community BankingGenZ

Trust the Trend: Why Gen Z Influencers are Banking on Community 🏦

By Xav Harrigan Alright, fam, in this #DigitalDomination era, you, the Gen Z micro-influencer, are setting the pace. Whether you’re vibing on TikTok, showcasing on Insta, or sharing thoughts on YouTube,...

Devon Kinkead August 17, 2023
196
Seasonal sales background with percent discount pattern. 3D
AIBig DataCommunity BankingPrescreen Marketing

Revolutionizing Credit Marketing for Micro-Businesses: The Role of AI, Data, and Community Banks

By Xav Harrigin and Devon Kinkead Introduction to Credit Marketing for Micro-Businesses and Its Importance Credit marketing for micro-businesses is a vital aspect of the financial ecosystem, enabling small...

Devon Kinkead August 7, 2023
265
Teens in circle holding smart mobile phones - Multicultural young people using cellphones outside - Teenagers addicted to new technology concept
GenZ

Unleashing the Power of Gen Z Influencers: How Community Banks Can Harness Their Influence

By Xav Harrigin Generation Z, encompassing those born from the mid-1990s to the early 2010s, has emerged as a formidable presence in social media and marketing. Distinct from prior generations, Gen Z’s...

Devon Kinkead August 7, 2023
250
people standing around of bank ruin
AIBig DataLoan GrowthPrescreen Marketing

Prescreen Marketing for Community Financial Institutions: A New Era of Opportunity

By Xav Harrigin Introduction In the traditional financial landscape, big banks and fintech companies have long dominated credit marketing with their vast resources, sophisticated algorithms, and extensive customer...

Devon Kinkead August 3, 2023
248
Business loan agreement or legal document concept : Fountain pen on a loan agreement paper form. Loan agreement is a contract between a borrower and a lender, a compilation of various mutual promises.
AIBig DataPrescreen Marketing

Leveraging AI and Big Data in Credit Marketing: A Game-Changer for Financial Institutions

By Xav Harrigin Credit marketing, traditionally the realm of big banks and big fintechs, has been a cornerstone of the financial industry for decades. However, the advent of Big Data and Artificial Intelligence (AI) is...

Devon Kinkead July 24, 2023
267
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Recent Posts

  • Size Matters — and What Credit Union Leaders Should Do About it
  • 2026 Deposit Retention Playbook for Community FIs: Catch Signals, Not Just Rates
  • Navigating Credit Union Lending Strategies in 2026: Insights from Rising Delinquencies and Evolving Debt Perceptions
  • 2026 Deposit Retention Playbook: Stop Guessing, Start Detecting (and Acting)
  • Leading Through Uncertainty: How MIT Sloan’s Future of Work Principles Can Guide Credit Unions in 2026
Categories
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  • Deposits 36
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  • NEWS 1
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