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people standing around of bank ruin
AIBig DataLoan GrowthPrescreen Marketing

Prescreen Marketing for Community Financial Institutions: A New Era of Opportunity

By Xav Harrigin Introduction In the traditional financial landscape, big banks and fintech companies have long dominated credit marketing with their vast resources, sophisticated algorithms, and extensive customer...

Devon Kinkead August 3, 2023
238
Business loan agreement or legal document concept : Fountain pen on a loan agreement paper form. Loan agreement is a contract between a borrower and a lender, a compilation of various mutual promises.
AIBig DataPrescreen Marketing

Leveraging AI and Big Data in Credit Marketing: A Game-Changer for Financial Institutions

By Xav Harrigin Credit marketing, traditionally the realm of big banks and big fintechs, has been a cornerstone of the financial industry for decades. However, the advent of Big Data and Artificial Intelligence (AI) is...

Devon Kinkead July 24, 2023
259
Lending concept. Pre-approved mortgage loan.
AIBig DataLoan GrowthPrescreen Marketing

Data-Driven Success: The Evolution and Impact of Prescreen Marketing in Banking

By Xav Harrigin In the nascent stages of credit marketing, banks grappled with the formidable task of identifying suitable customers for their credit products. The process was akin to navigating in the dark, with banks...

Devon Kinkead July 24, 2023
242
AIBig DataConsumer Loan BusinessCustomer RetentionDeposits

Revolutionizing Community Banking: Micronotes.ai at the ICBA ThinkTECH Accelerator Demo Day

By Xav Harrigin The Independent Community Bankers of America (ICBA) ThinkTECH Accelerator Demo Day is a nationally acclaimed program that promotes early-stage solutions designed specifically for community banks. The...

Devon Kinkead July 19, 2023
267
Generative AI learning, loading bar, artificial intelligence in progress, technology in competition with human resource, manpower against cyborg machine, replacement of worker
AIBig DataNEWS

AI in Banking: Balancing Innovation and Regulation

By Xav Harrigin Artificial Intelligence (AI), particularly its subset, Generative AI, has been a prominent subject of interest in 2023, as noted by McKinsey, Congress reports, and the World Economic Forum. Generative AI...

micronotes_admin July 7, 2023
260
Vector illustration of a brain. Concept for generative AI and Large Language Models LLM.
AIBig Data

AI and Automation in Financial Institution Marketing: A 2023 Perspective

By Xav Harrigin – Micronotes The Dawn of AI and Automation in Financial Marketing In the digital epoch, marketing automation, especially within the data-rich financial services industry, has become a necessity...

Devon Kinkead June 24, 2023
237
Consumer Loan Business

The Evolution of Mortgage Lending: Data, Analytics, and the First-Time Home Buyer in 2023

Introducing Ashley.  A year ago, the 33-year-old college-educated professional was navigating the financial landscape with an annual income of $61,000. Like many in her demographic, she was balancing bills, rent, and...

micronotes_admin June 9, 2023
253
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Recent Posts

  • Chime’s Checking Surge Is a Retention Wake-Up Call—It’s Time to Fight Back
  • Turning Credit Union Performance Trends Into Growth Opportunities: A Prescreen Marketing Perspective
  • The Credit Barbell Effect: How Automated Prescreen Marketing Captures Growth at Both Ends of the Spectrum
  • From “Angst” to Action: How to Turn Real-Time Advice into Quality Deposits
  • The Precision Paradox: Why Community Financial Institutions Are Well Positioned for Banking’s New Era
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