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Digital EngagementMarketing AutomationOnline BankingRetention

Revolutionary Results: How Micronotes Microinterviews Delivered 23x Better Performance Than Banner Ads Over 10 Years

By Devon Kinkead A decade-long study at a $10 billion financial institution reveals game-changing engagement rates that challenge everything we thought we knew about digital banking marketing. Executive Summary...

Devon Kinkead August 3, 2025
20
Close-up of a man's hands holding a gold panning prospecting pan
AINew Customer AcquisitionPrescreen Marketing

How Micronotes Automated Prescreen Powers Experian’s Modern Prospecting Strategy

By Devon Kinkead In today’s rapidly evolving credit marketing landscape, financial institutions face mounting challenges: rising direct mail costs (up 33.4% for USPS marketing mail), increasing demand for...

Devon Kinkead August 1, 2025
24
US paper currency with close-up details of one hundred dollar bills. Top view layout with negative space for financial concepts. Banknotes positioned at the top, leaving room for text.
Marketing AutomationPrescreen Marketing

Beyond “Yes” to “Use”: TransUnion vs. Micronotes on Profitable Lending Growth

By Devon Kinkead Rising acquisition costs and dormant credit lines are pushing lenders to rethink prescreen marketing. TransUnion’s newest brief urges institutions to pursue credit users — customers who will actively...

Devon Kinkead July 25, 2025
37
Hotel bell on stack of money
Customer RetentionDeposits

A Micronotes Playbook for Winning Back Runaway Deposits — and Growing Beyond 2.1 Products per Customer

By Devon Kinkead The reality checkTraditional institutions have watched $3 trillion flow out to fintech savings and investing apps in just five years — and the leak is worst among younger “Zillennials” who now juggle...

Devon Kinkead July 25, 2025
34
DepositsLife Events

Turning Life Events into Loyalty

A Recap of our Deposits Webinar with Fiserv By Devon Kinkead The Customer’s Quiet Crisis Your depositor just wired in $85,000 after selling her condo. To the balance-sheet, it looks like great news—but to her,...

Devon Kinkead July 17, 2025
57
QUALITY and QUANTITY concept. letters on wooden blocks changes the word quality to quantity. Business concept. beautiful gray background. flat lay, copy space
DepositsDigital EngagementRetention

Quality Deposits in 2025: Micronotes + BAI Insights to Win the Next Round of the Deposit Wars

By Devon Kinkead The Story Your Audience Is Living After three manic years—pandemic‐era liquidity, 2023 outflows into money-market funds, and the 2024 “will-they-won’t-they” Fed pivot—banks are asking the same...

Devon Kinkead July 17, 2025
50
Real estate agent and customers shaking hands together celebrating finished contract after about home insurance and investment loan, handshake and successful deal
HELOCPersonalizationPrescreen Marketing

High Tech + High Touch = Home Equity Advantage in 2025

By Devon Kinkead Mortgage originations may be stuck in a post-pandemic slump, but the path forward is hiding in plain sight: pair the digital muscle that trims cost and friction with the human guidance that turns...

Devon Kinkead July 11, 2025
54
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Recent Posts

  • Revolutionary Results: How Micronotes Microinterviews Delivered 23x Better Performance Than Banner Ads Over 10 Years
  • How Micronotes Automated Prescreen Powers Experian’s Modern Prospecting Strategy
  • Beyond “Yes” to “Use”: TransUnion vs. Micronotes on Profitable Lending Growth
  • A Micronotes Playbook for Winning Back Runaway Deposits — and Growing Beyond 2.1 Products per Customer
  • Turning Life Events into Loyalty
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