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AIBig DataCommunity BankingPrescreen Marketing

Revolutionizing Credit Marketing for Micro-Businesses: The Role of AI, Data, and Community Banks

By Xav Harrigin and Devon Kinkead Introduction to Credit Marketing for Micro-Businesses and Its Importance Credit marketing for micro-businesses is a vital aspect of the financial ecosystem, enabling small...

Devon Kinkead August 7, 2023
228
Teens in circle holding smart mobile phones - Multicultural young people using cellphones outside - Teenagers addicted to new technology concept
GenZ

Unleashing the Power of Gen Z Influencers: How Community Banks Can Harness Their Influence

By Xav Harrigin Generation Z, encompassing those born from the mid-1990s to the early 2010s, has emerged as a formidable presence in social media and marketing. Distinct from prior generations, Gen Z’s...

Devon Kinkead August 7, 2023
211
people standing around of bank ruin
AIBig DataLoan GrowthPrescreen Marketing

Prescreen Marketing for Community Financial Institutions: A New Era of Opportunity

By Xav Harrigin Introduction In the traditional financial landscape, big banks and fintech companies have long dominated credit marketing with their vast resources, sophisticated algorithms, and extensive customer...

Devon Kinkead August 3, 2023
209
Business loan agreement or legal document concept : Fountain pen on a loan agreement paper form. Loan agreement is a contract between a borrower and a lender, a compilation of various mutual promises.
AIBig DataPrescreen Marketing

Leveraging AI and Big Data in Credit Marketing: A Game-Changer for Financial Institutions

By Xav Harrigin Credit marketing, traditionally the realm of big banks and big fintechs, has been a cornerstone of the financial industry for decades. However, the advent of Big Data and Artificial Intelligence (AI) is...

Devon Kinkead July 24, 2023
228
Lending concept. Pre-approved mortgage loan.
AIBig DataLoan GrowthPrescreen Marketing

Data-Driven Success: The Evolution and Impact of Prescreen Marketing in Banking

By Xav Harrigin In the nascent stages of credit marketing, banks grappled with the formidable task of identifying suitable customers for their credit products. The process was akin to navigating in the dark, with banks...

Devon Kinkead July 24, 2023
215
AIBig DataConsumer Loan BusinessCustomer RetentionDeposits

Revolutionizing Community Banking: Micronotes.ai at the ICBA ThinkTECH Accelerator Demo Day

By Xav Harrigin The Independent Community Bankers of America (ICBA) ThinkTECH Accelerator Demo Day is a nationally acclaimed program that promotes early-stage solutions designed specifically for community banks. The...

Devon Kinkead July 19, 2023
230
Generative AI learning, loading bar, artificial intelligence in progress, technology in competition with human resource, manpower against cyborg machine, replacement of worker
AIBig DataNEWS

AI in Banking: Balancing Innovation and Regulation

By Xav Harrigin Artificial Intelligence (AI), particularly its subset, Generative AI, has been a prominent subject of interest in 2023, as noted by McKinsey, Congress reports, and the World Economic Forum. Generative AI...

micronotes_admin July 7, 2023
236
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Recent Posts

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  • How AI and Advanced Analytics Are Transforming Prescreen Campaign Performance in a Highly Regulated Industry
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