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Deposits

Stop Chasing Rates. Start Catching Signals: A Micronotes Take on Deposit Playbooks

By Devon Kinkead Context. Cheyenne Stansberry (Kasasa) argues—rightly—that community institutions won’t win the deposit race by outbidding megabanks on APY. They’ll win by out-valuing them with modern products and...

Devon Kinkead November 7, 2025
71
World Environment Day.ESG. business partner colleagues shaking hands working together in sustainable development goal. Sustainable business.Business value chain and Growing sustainability.CSR.
Community Financial InstitutionsDepositsLife Events

The Strategic Role of CDs in Modern Deposit Retention: Where Purpose Meets Technology

By Devon Kinkead In an era where deposits walk at the first sign of a better rate and fintechs promise instant gratification, financial institutions face a critical question: How do you keep deposits not just for...

Devon Kinkead October 31, 2025
84
First-Time HomebuyerHome Equity Loan ConsolidationPersonalizationPrescreen Marketing

When Purpose Meets Precision: How Wright-Patt Credit Union Is Turning 172,000+ Opportunities Into Homeownership Reality

By Devon Kinkead When Savana Morie’s recent article in Credit Unions Magazine highlighted Wright-Patt Credit Union’s transformative Pathways to Homeownership initiative, it struck a particularly...

Devon Kinkead October 31, 2025
88
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DepositsDigital EngagementRetention

Dynamic Work Design for Deposit Retention: Turning “Exceptional Deposits” into Lasting Relationships

By Devon Kinkead Large, unusual deposits are almost always life events. If your tech is already flagging them and booking banker meetings, you’re halfway there. The other half is how you design the work—so the right...

Devon Kinkead October 24, 2025
92
Regulations book. Law, rules and regulations concept.
AICompliancePrescreen Marketing

The Compliance Imperative in Data-Driven Financial Marketing

By Devon Kinkead In “Navigating Compliance Challenges in the Age of Data‑Driven Financial Marketing,” Alyssa Armor, VP Product, Financial Services at Vericast reminds financial marketers that the era of...

Devon Kinkead October 24, 2025
79
Show me the money
DepositsPersonalization

From Personalization Theory to Deposit Reality: Turning Life Events Into Loyalty

By Devon Kinkead Banks talk endlessly about personalization. They invest millions in analytics, algorithms, and dashboards designed to “know the customer.” Yet, as The Financial Brand recently pointed out...

Devon Kinkead October 17, 2025
84
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Prescreen MarketingStrategy

What Standard Chartered Taught Us About Speed—and How to Apply It to Loan Growth

By Devon Kinkead When Nelson Repenning, my former professor at MITSloan, business partner, and friend and Don Kieffer tell the Standard Chartered story in their new book, There’s Got to Be a Better Way, the...

Devon Kinkead October 17, 2025
75
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Recent Posts

  • 2026 Deposit Retention Playbook: Stop Guessing, Start Detecting (and Acting)
  • Leading Through Uncertainty: How MIT Sloan’s Future of Work Principles Can Guide Credit Unions in 2026
  • Chime’s Checking Surge Is a Retention Wake-Up Call—It’s Time to Fight Back
  • Turning Credit Union Performance Trends Into Growth Opportunities: A Prescreen Marketing Perspective
  • The Credit Barbell Effect: How Automated Prescreen Marketing Captures Growth at Both Ends of the Spectrum
Categories
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  • Deposits 35
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  • Life Events 11
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