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Wet plate look like photo of vintage african american jazz musician.
Marketing AutomationPrescreen Marketing

Singing the Batch (precreen) Blues

The basic structure of the blues is 12 bars. It’s 12 measures that relies on just three chords built off the 1st, 4th, and 5th scale degrees of a key. The batch prescreen blues is a progression of 100+ major tasks...

Devon Kinkead June 5, 2026
67
Focus on churn rate analysis through digital dashboard with user interaction in modern office setting
Customer RetentionPrescreen MarketingStrategy

Soft Churn Is Your Hidden Loan Growth Opportunity

JD Power data reveals soft churn outpaces hard churn 2:1—your members are fragmenting relationships, not leaving. Prescreened credit offers can recapture wallet share before fintechs do.

Devon Kinkead May 29, 2026
86
The careful attention a man gives to paperwork in the car showroom crafts clarity in every contract, ensuring that each customer leaves with confidence and a new set of keys
Auto LendingBehavioral EconomicsPersonalizationPrescreen Marketing

The $440/Month Problem Hiding in Your Market

For every member who walks in seeking auto refinance help, dozens more are silently overpaying captive lenders. Proactive prescreen campaigns can capture these opportunities before inertia wins.

Devon Kinkead May 29, 2026
91
Surprised Woman Reading Legal Documents in a Restaurant
Behavioral EconomicsMarketing AutomationPrescreen MarketingStrategy

From Batch-and-Blast to Micro-Moment Prescreens

Fifth Third’s CMO reveals why ‘nibbles not vomit’ messaging wins in financial marketing. Here’s how community FIs can apply micro-moment strategy to prescreen campaigns for better loan growth.

Devon Kinkead May 29, 2026
74
Gap analysis concept with magnifying glass examining missing block
New Customer AcquisitionPrescreen MarketingStrategy

The 2.8x Gap: Why Loan Growth Is Outpacing Membership

Credit union membership growth hit 1.81%—a historic low—while loan growth runs at 5.13%. Smart community FIs are using prescreen marketing to capture both wallet share and market share simultaneously.

Devon Kinkead May 21, 2026
101
Facepalm. Portrait of forgetful upset woman with brown hair in long sleeve shirt. indoor studio shot isolated on orange background
Community Financial InstitutionsStrategy

The Hidden Cost of Waiting to Be Remembered

Relationship-based referrals feel good but leave loan growth to chance. Learn how prescreen marketing transforms passive goodwill into predictable, data-driven member acquisition.

Devon Kinkead May 21, 2026
87
Headless invisible businessman in suit with folded arms and abstract glasses standing on gray wall background. Business and secret concept.
AICommunity Financial InstitutionsPrescreen Marketing

Why Your Best AI Investment Might Be Invisible

New research shows customers value behind-the-scenes AI 19% more than front-facing features. Here’s what that means for community FI lending strategy and prescreen marketing.

Devon Kinkead May 21, 2026
84
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